Advisor
Speaker
Spokesperson
Writer

I believe that access to straightforward financial education is the key to unlocking a better financial future, regardless of age or income.

Stephen Kates is a CERTIFIED FINANCIAL PLANNER™ and personal finance expert with over a decade of experience specializing in financial planning and education of individuals and families. Stephen is the Principal and Founder of Clocktower Financial Consulting.

In addition to his work as an advisor, Stephen is an avid speaker, writer, and coach for youth and adult groups on the basics of personal finance, including topics such as saving, debt management, investing, and retirement planning.


Straightforward commentary on markets, investing, and personal finance written when the mood strikes


Stephen has appeared as a personal finance expert in national broadcast media programs and been quoted in leading digital publications