About Stephen

Welcome to StephenKates.com! For the better part of a decade, I lived and worked as a financial advisor for two of the largest financial firms in the country.

Since leaving my career as a financial advisor in 2018, I spent four years working in digital marketing and fintech. I now run Clocktower Financial Consulting, where I work directly with financial advisors, marketers, and educators to improve their businesses and help them reach a broader audience.

My experience as an advisor, writer, and fintech professional gives me a unique view of how to market financial services and create personal finance content.

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Stephen's Story

Stephen Kates is a CERTIFIED FINANCIAL PLANNER™ and personal finance expert who specializes in financial planning and education. Stephen is the Principal and Founder of Clocktower Financial Consulting. His passion for financial literacy stems from witnessing friends and family struggle to manage their finances during the 2008 financial crisis while feeling hopeless about his own financial prospects after graduating from college in that same environment.

Starting in 2011, Stephen began working his way up the ranks as a financial advisor in Boston, MA. As a financial advisor for two of the largest financial firms in the country, Fidelity Investments, and TIAA-CREF, Stephen has worked with hundreds of clients to build comprehensive financial plans to grow and protect their wealth. In addition to his work as an advisor, Stephen has taught and coached youth and adult groups on the basics of personal finance, including topics such as saving, debt management, investing, and retirement planning.

Since leaving his position as a full-time financial advisor, Stephen has worked at the major personal finance brand, Bankrate.com, led partner strategy for Trellis Connect, and now runs Clocktower Financial Consulting. Stephen's in-depth financial planning and fintech business experience has made him a resource for advisors and individuals alike. In addition to his own writing, he has appeared on national broadcast media and has been quoted in leading digital publications.

Stephen holds a B.S. in Economics from Trinity College (Hartford, CT) and has been a CFP® professional since 2013. As a financial advisor, Stephen received an Excellence in Action award for his client service in 2013 and in 2014 was ranked 4th among his peers nationwide.

Stephen currently lives and works in Charlotte, NC with his wife Kate and son Theodore. He is a passionate Boston sports fan, but still relishes the local football and baseball games in his adopted home. Stephen is an avid traveler and enjoys collecting local artwork while traveling with his family.

If you would like to speak with Stephen, please visit the contact page or connect with Stephen on LinkedIn.

To reach Clocktower Financial Consulting for business inquiries please visit the ClocktowerFinancial.co.